WFT Insurance Services – Terms & Conditions
Effective Date: 10/10/2025
Welcome to WFT Insurance Services (“WFTIS,” “we,” “our,” or “us”). These Terms & Conditions govern your access to and use of our website, services, products, and communication programs, including SMS/MMS short code and A2P messaging campaigns.
By accessing our website, booking appointments, or enrolling in our programs, you agree to these Terms & Conditions.

1. Acceptance of Terms
By using our services or submitting your information through our forms, you acknowledge and agree to abide by these Terms & Conditions, our Privacy Policy, and all applicable laws and regulations.

2. Services Offered
WFT Insurance Services provides the following services:

• Medicare and ACA health plan enrollment and consultation

• Life insurance, annuities, and financial planning solutions

• Personal banking systems and debt management strategies

• Employee benefits including health, dental, vision, and disability coverage

• Retirement income and wealth accumulation programs

These services are subject to change or discontinuation at any time without prior notice.

3. Eligibility
To use our services, you must be at least 18 years old and reside in the United States. By using our website or submitting forms, you represent that you meet these eligibility requirements.

4. User Responsibilities
You agree to:

• Provide accurate, current, and complete information when requested.

• Use WFTIS services only for lawful purposes.

• Not engage in fraudulent, abusive, or harmful behavior that interferes with our operations or communications.

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5. SMS/MMS Communication Consent
By providing your phone number, you consent to receive SMS/MMS text messages from WFT Insurance Services.
Messages may include:

• Informational updates about enrollment, policies, or benefits

• Promotional offers and plan opportunities

• Educational content about insurance programs

• Appointment confirmations and reminders

• Customer service and support messages

Message frequency varies. Message and data rates may apply. You can opt out at any time by replying STOP to our short code. To request help, reply HELP or contact us at info@wftis.com.
Carriers are not liable for delayed or undelivered messages.

6. Marketing and Promotions
By opting in, you agree to receive marketing communications from WFT Insurance Services. Your consent is not required as a condition of purchase. You may opt out of marketing messages at any time.

7. Privacy Policy
Your privacy is important to us. Please review our Privacy Policy at https://www.wftis.com/privacypolicy for details on how we collect, use, and protect your information.

8. Intellectual Property
All content on the WFTIS website, including text, graphics, logos, and images, is owned by WFT Insurance Services and protected by copyright and trademark laws. Unauthorized use is prohibited.

9. Limitation of Liability
WFT Insurance Services shall not be liable for any indirect, incidental, or consequential damages arising from your use of our website, products, or communications.

10. Contact Information
If you have questions about these Terms & Conditions, please contact us:
📧 Email: info@wftis.com
📞 Phone: (866) 369-6935
🏢 Mail: WFT Insurance Services, 2000 Powers Ferry Rd, Suite 600, Marietta, GA 30067
🌐 Website: www.wftis.com

11. Updates to Terms
We may revise these Terms & Conditions at any time. Continued use of our services after changes have been posted constitutes your acceptance of the updated Terms.

12. Compliance and Legal Notice
WFT Insurance Services adheres to all applicable regulations, including:

• CTIA Short Code Monitoring Handbook

• TCPA (Telephone Consumer Protection Act)

• FCC regulations

• A2P 10DLC Brand and Campaign Registry standards

• Federal and state privacy laws

By opting in, you acknowledge and agree to these Terms & Conditions. Consent remains valid until you opt out.

13. Governing Law
These Terms are governed by the laws of the State of Georgia, without regard to conflict of law principles. Any disputes shall be resolved in the courts located in Fulton County, Georgia.

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